Hello! This is an important decision and you have the right to be careful. Compare interest rates offered by different providers. Lower rates can save you a significant amount over the life of your loan. Pay attention to any fees associated with the loan, such as loan origination fees, application fees, or prepayment penalties. They can increase the total cost of the loan. Based on my experience with lendley , I have found that thorough research and comparison of multiple providers is key. Take your time with the decision and carefully read the loan agreement before signing it. Also, if you have a trusted financial advisor or knowledgeable friend, reach out to them for advice. They can provide valuable information tailored to your situation.